Financial Disclaimer.

Effective: July 22, 2026  •  Guerilla Finance Inc.  •  Governing Law: State of Georgia, USA

1. Informational and Educational Purposes Only

ALL DATA, SCORES, SIGNALS, ALERTS, ANALYSES, ARTICLES, SUMMARIES, AND ANY OTHER CONTENT PROVIDED BY GUERILLA FINANCE INC. — INCLUDING THROUGH ITS PLATFORMS DILUTIONWATCH, BIOTECHSIGN, STONKWHISPER, CHAINSIFTER, AND THE GUERILLA FINANCE API MARKETPLACE — ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING CONSTITUTES INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, TAX ADVICE, LEGAL ADVICE, MEDICAL ADVICE, REGULATORY ADVICE, PROCUREMENT ADVICE, OR ANY OTHER FORM OF PROFESSIONAL OR REGULATED GUIDANCE OF ANY KIND.

2. Not a Registered Investment Advisor or Broker-Dealer

Guerilla Finance Inc. is NOT registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser under the Investment Advisers Act of 1940. Guerilla Finance Inc. is NOT registered as a broker-dealer under the Securities Exchange Act of 1934. Guerilla Finance Inc. is NOT a member of the Financial Industry Regulatory Authority (FINRA) or any self-regulatory organization. Guerilla Finance Inc. does not hold, manage, or trade assets on behalf of any user. Nothing on any Guerilla Finance platform should be construed as a solicitation or offer to buy or sell any security or financial instrument.

3. No Advisory, Fiduciary, or Client Relationship

Your use of any Guerilla Finance platform — including any paid subscription — does not create any advisory, fiduciary, broker-dealer, investment manager, or client relationship between you and Guerilla Finance Inc. of any kind. A subscription is a license for data access, not an advisory engagement. Guerilla Finance Inc. owes you no fiduciary duty, duty of loyalty, duty of care, or any other professional duty in connection with your use of any platform or any investment or trading decision you make.

4. No Buy, Sell, or Hold Recommendations

No Guerilla Finance platform recommends that any security be purchased, sold, held, or avoided. All scores, signals, alerts, and indicators are aggregations and analyses of publicly available information processed through proprietary algorithms. They are not personalized investment recommendations. A high score, alert, bullish signal, or convergence indicator is not a recommendation to buy the associated security. The absence of an alert is not a recommendation to hold or buy.

5. Platform-Specific Risk Disclosures

DilutionWatch: DilutionScores and at-risk assessments are algorithmic outputs based on SEC filing patterns. They do not predict stock price movements. A high DilutionScore does not mean a stock will decline. Always verify SEC filing data directly from SEC.gov. Dilution alerts are delivered on a best-effort basis and are not guaranteed to be timely or complete.

BiotechSign: Biotech investing carries extreme binary risk. FDA decisions are inherently unpredictable — total loss of capital in a single trading session is a documented, common outcome. PDUFA dates are estimates only and may change without notice. Approval probability scores are historical statistical estimates, not predictions of specific FDA decisions.

StonkWhisper: Sentiment scores and Whisper Index values are algorithmic outputs. Congressional STOCK Act disclosures have up to 45-day reporting delays. Dark pool and options flow data does not reveal individual institutional intent. Social media sentiment data may be subject to bot activity and coordinated manipulation.

ChainSifter: Government contract data from SAM.gov and USASpending.gov is subject to publication delays, amendment, and potential classification. Statistical correlations between contract awards and stock prices do not imply causation or predict future performance. ChainSifter does not provide procurement, legal, or FAR/DFARS compliance advice.

API Marketplace: Data delivered through the Guerilla Finance API is provided for developer and commercial research use only, provided "as is" with no warranties. API consumers are solely responsible for any products or services they build using API data.

6. Data Accuracy, Completeness, and Timeliness

Guerilla Finance Inc. cannot guarantee the accuracy, completeness, or timeliness of any data on any platform. Data is sourced from SEC EDGAR, FDA databases, ClinicalTrials.gov, SAM.gov, social media platforms, news aggregators, and other third-party sources that are subject to reporting delays, errors, amendments, and service outages beyond our control. Always verify critical information from official primary sources before making any decision based on it.

7. Algorithmic and AI Content Limitations

Scores, signals, and analytics across all Guerilla Finance platforms are produced by proprietary algorithms that have inherent limitations. Some content may be generated or augmented by artificial intelligence systems and may contain factual errors, omissions, or inaccuracies. AI-generated content does not constitute investment, financial, medical, or regulatory advice. Always verify AI-generated content against primary source documents.

8. Past Performance and Historical Data

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Historical data, patterns, correlations, and analytical outputs across all Guerilla Finance platforms are presented for research and educational purposes only. Historical relationships between platform signals and subsequent market events do not predict future relationships. Market conditions, data availability, and algorithmic outputs continuously change.

9. No Predictions or Guarantees

Nothing on any Guerilla Finance platform constitutes a prediction, projection, or guarantee of any stock price movement, regulatory decision, contract award, market trend, or investment outcome. All outputs are research and data tools, not market predictions or investment guarantees.

10. Investment Risk

Investing in securities involves substantial risk of loss, including the potential loss of your entire investment. Financial markets are inherently volatile and unpredictable. Biotech investments carry extreme binary risk. Small-cap and speculative securities may have limited liquidity and higher manipulation risk. All investment decisions made using any Guerilla Finance platform data carry the full risk of loss.

11. Not Tax, Legal, Medical, or Regulatory Advice

Nothing on any Guerilla Finance platform constitutes tax advice, legal advice, accounting advice, medical advice, regulatory compliance advice, or any other professional guidance. Consult qualified professionals — financial advisors, attorneys, tax professionals, medical professionals, and regulatory specialists — before making decisions with legal, financial, tax, medical, or regulatory implications.

12. Third-Party Data and Services

Guerilla Finance Inc. integrates data from numerous third-party providers. Guerilla Finance Inc. is not responsible for the accuracy, availability, or reliability of any third-party data. Third-party service outages, API failures, or data quality issues are beyond our control and expressly disclaimed. Use of third-party data on our platforms does not constitute endorsement of those providers.

13. Potential Conflicts of Interest

Guerilla Finance Inc. and its principals may from time to time hold long or short positions in securities featured on any Guerilla Finance platform. The existence or non-existence of such positions is not disclosed on a real-time basis. Algorithm design decisions and data coverage priorities may inadvertently favor or disfavor certain securities or sectors. You should be aware of these potential conflicts when interpreting any platform data.

14. Your Sole Responsibility

You are solely and exclusively responsible for all investment, trading, business, and financial decisions you make using any Guerilla Finance platform data; conducting your own independent research and due diligence; verifying data from primary sources; compliance with all applicable laws and regulations; and any losses, damages, or liabilities resulting from decisions made using any Guerilla Finance platform data.

15. No Liability for Losses or Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GUERILLA FINANCE INC. AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR ANY TRADING LOSSES, INVESTMENT LOSSES, LOSS OF CAPITAL, LOST PROFITS, LOST REVENUE, MISSED OPPORTUNITIES, OR ANY OTHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF OR RELIANCE ON ANY DATA, SCORE, SIGNAL, ALERT, OR CONTENT ON ANY GUERILLA FINANCE PLATFORM. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM SHALL NOT EXCEED FIFTY U.S. DOLLARS ($50.00).

16. Your Indemnification Obligation

By using any Guerilla Finance platform, you agree to indemnify, defend, and hold harmless Guerilla Finance Inc. and its owners, officers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from any investment, trading, or business decision you make based on any Guerilla Finance platform data, your violation of applicable law, or your misuse of any platform.

17. Consult Qualified Professionals

Before making any investment decision, consult with a licensed, qualified financial advisor, registered investment adviser, or broker-dealer who can provide personalized investment advice tailored to your specific financial situation, risk tolerance, investment objectives, and time horizon. Guerilla Finance platforms are research tools that supplement, but do not replace, professional advice.

18. Geographic Scope

Guerilla Finance Inc. is operated from the United States and its platforms are primarily intended for U.S.-based users. Use of any Guerilla Finance platform from outside the United States may be restricted by local laws. Users are solely responsible for determining whether their use complies with applicable local laws and regulations governing financial research and data services.

19. User Acknowledgment and Assumption of Risk

BY ACCESSING OR USING ANY GUERILLA FINANCE PLATFORM, YOU EXPRESSLY ACKNOWLEDGE THAT: (A) YOU HAVE READ AND UNDERSTAND THIS DISCLAIMER IN ITS ENTIRETY; (B) ALL GUERILLA FINANCE PLATFORMS PROVIDE DATA AND RESEARCH TOOLS FOR INFORMATIONAL PURPOSES ONLY AND DO NOT PROVIDE INVESTMENT, FINANCIAL, MEDICAL, PROCUREMENT, OR LEGAL ADVICE; (C) ALL INVESTMENT AND BUSINESS DECISIONS ARE MADE SOLELY AT YOUR OWN RISK AND JUDGMENT; (D) YOU ACCEPT FULL AND SOLE RESPONSIBILITY FOR ANY LOSSES OR DAMAGES ARISING FROM YOUR USE OF ANY PLATFORM OR ANY DECISION MADE USING PLATFORM DATA; (E) YOU WAIVE ANY CLAIM AGAINST GUERILLA FINANCE INC. ARISING FROM YOUR RELIANCE ON ANY PLATFORM DATA OR CONTENT. THIS DISCLAIMER SUPPLEMENTS THE TERMS OF SERVICE FOR THE RELEVANT PLATFORM. IN THE EVENT OF ANY CONFLICT, THE APPLICABLE TERMS OF SERVICE GOVERN.